Licensed by Reserve Bank of India (RBI)

Comprehensive Banking Solutions

The Davangere Harihar Urban Sahakar Bank Niyamith (DHUSBN) provides a full spectrum of financial services tailored for our community. From high-yield Fixed Deposits and flexible Savings Accounts to quick-disbursal Gold Loans and modern Mobile Banking, we are your trusted financial partner.

Deposits & Accounts

Grow your wealth securely with our attractive interest rates and flexible deposit schemes tailored for every stage of life.

Savings Account

A flexible account for your everyday banking needs with competitive interest rates and easy access to your funds.

  • Zero or low minimum balance
  • Free ATM/RuPay Debit Card
  • Mobile Banking access

Current Account

Designed for businesses and merchants requiring frequent and large volume transactions.

  • Unlimited daily transactions
  • Overdraft facility available
  • NEFT/RTGS enabled

Fixed Deposits (FD)

Invest your lump sum securely for a fixed tenure and earn guaranteed high returns.

  • Attractive interest rates
  • Special rates for Senior Citizens
  • Loan against FD available

Recurring / Pigmy

Build a large corpus by saving small amounts regularly. Ideal for daily wage earners and small merchants.

  • Daily collection at doorstep
  • Flexible tenure options
  • Encourages saving habit

Loans & Advances

Fulfill your dreams and fuel your business growth with our swift, transparent, and low-interest loan products.

Gold Loan

Unlock the value of your gold instantly. Quick processing with minimum documentation for your urgent needs.

  • Highest per gram rate
  • Instant disbursal
  • Safety of pledged gold

Housing Loan

Build, buy, or renovate your dream home with our affordable and long-term housing finance solutions.

  • Competitive interest rates
  • Long repayment tenure
  • Simple documentation

Vehicle Loan

Drive home your dream two-wheeler or four-wheeler with our easy vehicle financing schemes.

  • Up to 85% on-road funding
  • Quick approval process
  • Flexible EMIs

MSME / Business

Empowering local enterprises with working capital and term loans to expand and thrive.

  • Cash Credit facilities
  • Term loans for machinery
  • Tailored repayment plans

Digital & Value-Added Services

Modern banking conveniences seamlessly integrated with our traditional trust and personalized care.

Read Mobile Banking FAQs →

Mobile Banking App

Carry your bank in your pocket. Check balances, transfer funds, and view statements 24/7 safely.

  • Available on Android
  • Secure MPIN login
  • Instant fund transfers

RuPay ATM Cards

Access your cash anywhere in India. Secure and widely accepted at all ATMs and PoS terminals.

  • Free for savings accounts
  • High daily withdrawal limits
  • E-commerce enabled

Safe Deposit Lockers

Keep your valuables, jewelry, and important documents completely secure in our strong rooms.

  • Various locker sizes
  • High-security vault
  • Nomination facility

Ready to experience better banking?

Whether you want to open a new account or apply for a loan, our team is ready to assist you. Submit an enquiry online or visit your nearest branch.